40-Day Home Detox Terms & Conditions—STANDARD

Updated April 30, 2025. Created July 3, 2022. 

The following Terms and Conditions ("Agreement") are entered into by and between You (“Client” or “You”) and The S File, LLC dba Ruan Living (“Company”, “we”, or “us”).

1. PROGRAM DESCRIPTION The Company agrees to provide you with access to the educational group coaching program titled "40-Day Home Detox" (“Program”). As a condition of participating in the Program, you agree to comply fully with all terms set forth herein, including policies incorporated by reference.

2. INCORPORATION OF ADDITIONAL POLICIES The Company’s Terms of Use, Privacy Policy, and Disclaimer are incorporated herein by reference. In case of conflict, this Agreement prevails.

3. FEES In exchange for Program access, you agree to one of the following payment options:

• One-time payment: $797 due immediately, OR

• Payment plan: Two payments of $429. First payment due immediately upon enrollment, second payment due exactly 30 days later.

Payments are automatically charged to your selected payment method. Failure to complete any scheduled payment may result in immediate suspension of Program access and collection actions.

4. PAYMENT PLAN AUTHORIZATION By choosing the payment plan, you authorize automatic charges to your credit or debit card:

• $429 immediately upon enrollment

• $429 exactly 30 days thereafter

You must promptly provide an alternative payment method upon request if the initial method fails.

5. REFUND POLICY The Company offers a money-back guarantee within 7 calendar days from your Program Start Date (date of initial access). Refund requests must be submitted via email to [email protected], clearly stating the Program name, your purchase date, and your name and email associated with the purchase. Refunds exclude the cost of any shipped materials and related shipping fees. Approval terminates your license and access to all Program materials.

6. TERM OF PROGRAM The Program duration is 40 days from your Purchase Date or Program Start Date, whichever is later. Portal access continues for a lifetime.

7. INTELLECTUAL PROPERTY All Program content (materials, videos, graphics, templates, methods, trademarks) is owned by or licensed to the Company and protected by copyright laws. You receive a limited, non-transferable, revocable license for personal, non-commercial use only. Any unauthorized use or infringement will terminate your access immediately without refunds.

8. MEDICAL DISCLAIMER Program content is for educational purposes only and not intended as medical advice or treatment. Participation does not establish a patient-practitioner relationship. Consult your healthcare provider prior to implementing suggestions, especially if you have medical concerns.

9. PARTICIPANT HEALTH RESPONSIBILITY You assume full responsibility for your health and wellbeing. The Company is not liable for any adverse reactions or damages resulting from your Program participation.

10. CONFIDENTIALITY You agree to maintain confidentiality regarding proprietary Company content and information shared by other participants. You will not disclose such information externally without express written permission.

11. NON-DISPARAGEMENT You agree not to engage in any conduct or communication that could damage or disparage the Company, its employees, affiliates, or participants.

12. LIMITATION OF LIABILITY The Company, its affiliates, employees, and agents will not be liable for any claims, damages, losses, or liabilities arising from your Program participation. This includes, but is not limited to, physical or mental health impacts, property damage, or financial loss.

13. TECHNOLOGICAL LIMITATIONS The Company makes no guarantees regarding uninterrupted Program access due to potential technical disruptions or third-party outages.

14. TESTIMONIALS AND RESULTS DISCLAIMER Testimonials or examples provided are not guarantees of similar results. Individual outcomes may vary significantly.

15. ARBITRATION AND GOVERNING LAW All disputes will be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Rules in New York City, New York. You consent to personal jurisdiction in New York, governed by New York State law without conflict-of-law considerations. You waive class arbitration rights.

16. INDEMNIFICATION You will indemnify and hold harmless the Company, its affiliates, and representatives from any liabilities, losses, or expenses (including attorney's fees) arising from your violation of this Agreement or applicable laws.

17. TERMINATION The Company reserves the right to terminate your access immediately without refunds if you breach this Agreement or Program guidelines, or become disruptive.

18. FORCE MAJEURE The Company shall not be responsible for delays or failures to perform resulting from events beyond reasonable control, including natural disasters, war, terrorism, pandemics, governmental actions, supply shortages, cyber-attacks, or technological disruptions.

19. MODIFICATION OF TERMS The Company reserves the right to modify these Terms at any time with notice provided via Program updates or email. Your continued participation constitutes acceptance of modifications.

20. ENTIRE AGREEMENT This Agreement constitutes the entire understanding between You and the Company, superseding prior communications or agreements related to the Program.

21. SEVERABILITY & WAIVER If any provision of this Agreement is invalidated by law, remaining terms remain enforceable. Waivers must be in writing; no delay or partial exercise of rights constitutes a waiver.

22. EFFECTIVE DATE This Agreement becomes effective and enforceable upon your Purchase Date.

By participating in the Program, you affirm your acceptance of and agreement to abide by these Terms & Conditions.